How to up-level your lifestyle from your current income

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This week’s question from my portal “The Neagle Code: Directions
for Life”
comes from Hollis.

Neagle                 Code Question


Hi David, I would like to understand how to deal with (bridge, perhaps?) the two worlds of knowing what lifestyle I want to lead and actively desiring it, and also being aware of where I currently am financially. Do I go ahead and spend/give the money my desired life costs, all the while knowing the “reality” of my bank account (at least in this moment) won’t necessarily support the numbers (e.g., do we be OK with overdraft fees and/or a maxed line of credit)? In other words, how do we ascend responsibly?

Thanks for all your love and wisdom, David!

Neagle                                               Code Answer

Hi Hollis and thanks for your great question.


Rule 1: Never spend without the willingness to do what’s necessary to cover what you are spending.

Sometimes spending and giving money is the catalyst to get you to become aware of opportunities around you right now that would allow you to make the money required to create the lifestyle that you want.


Rule 2: Always make financial decisions from a place of where you want to go rather than where you are right now.


If you consistently make decisions based on your “current reality”, your “current reality” will never change, because you’ll never have a need to change.

Therefore, make your decisions based on where you want to be, and then follow that decision with the commitment to do whatever is necessary to fulfill the commitment of the decision.

You see, there’s absolutely no reason for you to ever be ok with overdraft notices…the truth is, you have the ability to bring in whatever money you need to fulfill those commitments.

If you’re not bringing that money in it’s because you are resisting doing something.

Just Believe,®
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