When your spouse doesn’t share your money mindset

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This week’s question from my portal “The Neagle Code: Directions for Life” comes from someone who wishes to remain anonymous.

Neagle Code Question

Hi David,

I’ve been studying your teachings for some time now, but my husband has no interest in wealth mindset. We both have very different beliefs around spending and it’s starting to create some problems for us, especially when we plan trips or larger purchases (like furniture). Do you have any suggestions on how to navigate this?

Neagle Code Answer

If you and your spouse have different beliefs around money, I recommend that you both start taking responsibility for yourselves.

Make your own money, have your own banking accounts, and split the joint bills and expenses.

If you want to save for a trip and he doesn’t, go without him or offer to cover the cost of the trip, but be prepared for him to do the same.

So many couples struggle with money, especially if one partner makes more than the other. Sometimes it works great and other times it’s incredibly disempowering for the person who is not the breadwinner.

If you feel like your decisions are limited by your husband’s money mindset, you need to have a heart to heart conversation with him, and let him know that from now on, you’ll both be responsible for the bills, but that everything else will go into separate accounts.

This gives him the freedom to do what he wants with his income, and it gives you the freedom as well.

It’s against the Universal Laws to ask him to change. This way, you’ll both have the freedom to believe what you want about money, and spend and save as you wish.

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